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CHUCK ELWYN
GENERAL OVERVIEW
Charles (Chuck) Elwyn was
born in New Jersey in 1948 and was raised in a family-owned construction
business with his father (C.A. Elwyn & Son). He was considered a journeyman in
construction at the age of 17. Since moving to San Diego in 1976, he has
continued to work in the construction industry not only as a foreman and
superintendent, but as a hands-on licensed contractor completing hundreds of
millions of dollars worth of new and remodeling commercial and residential
projects. He worked on projects ranging from mid-rise office buildings
(including subterranean parking) to design and construction of custom homes in
Lake Tahoe.
Accumulating over 30 years
of professional experience in general construction he has acquired knowledge in
estimating both design and conceptual projects, expert contract negotiation and
management (both with clients and subcontractors) and effective pre-construction
management including marketing, project proposals, and project development.
Commercial experience includes new banks, shopping malls, mid-rise office
buildings, parking structures (both above ground and subterranean),
manufacturing plants, churches, restaurants, tenant improvements, Cal State
Opera House, and 18 Vons supermarket remodels and additions. Residential
projects include: design and construction of numerous new custom homes, mid-rise
condominiums and remodels. He has also developed expertise in alpine
construction and vertical terrain projects.
Operating as an independent
Forensic Construction Consultant for the major insurance companies Chuck Elwyn
has provided a wide range of damage assessment/construction consulting/expert
witness services for commercial and residential properties involving claims for
all perils, catastrophe losses and construction defects since 1994. Damage
assessment experience includes (but is not limited to) claims resulting from
fire, water, flood, tornadoes, hurricanes, mold, earthquake, construction
defects and vehicle-related property damage.
He has also completed well
over a thousand insurance claims as a licensed adjuster for insurance companies
nationwide over the past 14 years. Technical support regarding
construction-related issues has been available to regional and national
insurance adjusters throughout the adjustment process. This analysis
occasionally included business interruption, co-insurance and construction
management.
Most recently, Chuck has
used his construction knowledge, forensic abilities and reporting methodologies
to recover several million dollars worth of denied damages for New Orleans
Hurricane Katrina policyholders.
Mr. Elwyn has been successfully mediating between insurance companies and the
policy holders, general contractors and sub-contractors, contractors and
homeowners throughout his career as a construction professional, contractor,
construction consultant and as an adjuster.
Additionally, as an
ambassador for the plaintiff, Mr. Elwyn has also provided, (through his company
CSI) consulting and analysis services to obtain fair and equitable compensation
for the insured.
As a neutral independent
party with extensive construction adjusting and consulting knowledge and
experience, Chuck Elwyn can perform litigation support for replacement cost
evaluations, construction defects, and bad faith lawsuits by providing accurate,
reliable and dependable services nationwide.
Whether representing the
plaintiffs or the defendants, the insurance company or the policy holder, he has
a reputation of knowledge, honesty, and integrity throughout the construction,
insurance and consulting industries.
Learn to do good; seek
justice, rebuke the oppressor;
defend the fatherless, plead for the widow.
Isaiah 1:17 NKJV
EXPERIENCE AND WORK HISTORY
1. Forensic Construction Consulting
For the insurance company:
As an independent senior
commercial consultant for ACS Inc. Mr. Elwyn (Elwyn Consulting) provided
construction cost consulting and analysis services including insurance damage
assessment, business interruption and co-insurance evaluations to claims
adjusters for major insurance carriers, nationwide. Beginning with the
Northridge earthquake and continuing to 2006, various commercial large loss
damages throughout the United States were evaluated.
For the policyholder:
Hurricane damages to three
supermarkets - New Orleans, LA
Hurricane/Tornado damage to a 5 building apartment complex - New Orleans, LA
Evaluation of water and mold damages throughout a large multi-story apartment
building (determining causation) due to construction defects - Los Angeles, CA
Hurricane/tornado damage to 5 buildings of a commercial food packaging complex
- New Orleans, LA.
Hurricane/Tornado damages to 3 restaurants - New Orleans, LA
Hurricane/Tornado damages to 25+ residences - New Orleans, LA
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- 2. Independent Construction Consultin
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For the following companies:
Aetna
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Cal Farm |
Chubb |
CNA
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Farmers Insurance |
Group FEMA |
Firemans Fund |
Guide One Mutual |
Prudential Insurance |
Safeco |
State Farm |
St. Paul
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Travelers |
21st Century |
Universal Underwriters |
USF&G
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Zurich |
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Some of the larger insurance claims:
Water damages to a 12 story Art Deco Building - Los Angeles, CA
Water and mold damages to fitness center - San Diego, CA
Fire and water-related damage: 200,000sf office building - Phoenix, AZ
Total Fire damage: multi-million dollar residence - Seattle, WA
Fallen Sequoia tree damage: large lake-front residence - Lake Tahoe, CA
Total fire damages: commercial retail building - Lake Tahoe, CA
Wind and hail damage: 13 banks - New Orleans, LA
Wind, hail and water damage: 42 private school structures - Metairie, LA
Wind, water, hail damage: 35 city-owned buildings - Crowley, LA
Tornado damages: large multi-story office building - New Orleans, LA
Total fire damage: large bank - Mississippi
Severe structural damage (due to Poria mold): large multi-million dollar
residences - Santa Monica, CA
Total fire damage: large Mexican restaurant - Houston, TX
Water, wind, flood and mold damage: 300,000sf shopping mall - Houston, TX
Flood and mold damage: 12-story office building - Houston, TX
Total fire damage: Texas Land and Cattle restaurant - Dallas, TX
Total fire damage: tire manufacturing plant - Tyler, TX
Water and mold damage (broken 30 water line servicing cooling towers):
49-story building - Dallas, TX
Total fire damage: Jewish Holocaust Museum - El Paso, TX
Collision damage: concrete bridge - Marin County, CA
Total fire damage: 3 story 48 unit condo - Albuquerque, NM
Mold damage: 40-story condo building due to construction defects - Houston, TX
Wind and rain damage: retirement home - Little Rock, Arkansas
Water & mold damage: large fitness center - San Diego, CA
Total fire damages: retail building - Encinitas, CA
Fire and smoke damage: strip mall - Oceanside, CA
Architectural and structural damage: numerous residences, apartment buildings
and condo buildings - Los Angeles, due to Northridge Earthquake, CA
Severe fire and smoke damage: large shopping mall - City of Commerce, CA.
Wind, water and mold damage: numerous churches - Los Angeles, Riverside and
San Bernardino counties, CA
Collision damage: NTTA toll booths - TX
(Complete list provided upon request)
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- 3. Construction Experience
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Hands-On Construction Experience:
Brick |
Masonry |
Custom Trim |
Metal Frame
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Cabinetry |
Monolithic Concrete |
Concrete Forms |
Post and Beam Frame
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Concrete |
Plumbing |
Drywall |
Poured in Place Concrete
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Electrical
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Painting |
Excavations |
Slab on Grade Concrete |
Foundations (Commercial and Residential) |
Steel Frame Constructions |
Glazed Buildings |
Stucco Exteriors |
Granite and Tile |
Structural/Retaining Wall |
Heavy Equipment
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Lightweight Concrete |
Suspended Radius Concrete |
Tilt up |
Roofing: wood, tile, metal, composition |
Post tension concrete |
Siding: wood, vinyl, metal, concrete |
Wood flooring |
Wood framing |
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Diverse Commercial and Residential Construction Projects:
New banks |
Shopping malls
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Mid-rise office building |
Multi story condo building |
Manufacturing plant
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Cal State Opera House |
Numerous new and remodel residences |
Church |
Design and construct custom homes |
Restaurant |
18 (Vons) supermarket remodels & additions |
Parking structures (both above ground & subterranean) |
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- 4. Insurance Adjuster Experience
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Catastrophe adjusting companies:
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Claims Consultants
Farmers Insurance
IMS Catastrophe
Liberty Mutual
Mobil Homeowner Insurance
Mason Claims
Safeco Insurance
Texas Farm Bureau
Wardlaw Claims
Zurich Insurance, |
Description and Location of Claims:
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Wind, hail and interior water damage - Phoenix, AZ
Wind, water, and flooding damage (Hurricane Floyd) - MD, and VA
Wind, hail and interior water damage: - Colorado Springs, Denver, CO
Flood and wind claims - Colorado Springs, Manitou Springs, CO
Wind and Ice damages - IL, MI, and MN
Wind and interior water claims - Coeur dAlene, ID
Wind and water claims L.A., Riverside, San Diego, CA
Wind, water and flood claims - Reno, NV
Wind and water claims - Lake Tahoe, CA
Flood claims - Grand Forks, ND
Wind and hail claims - Minneapolis, MN
Wind, hail and lightening claims - Wichita, KS
Wind, water & flood claims - Reno, Carson City, Gardnerville, NV
Hurricane Charley claims - Vero Beach area, FL
Hurricane Fran claims - Vero Beach, Fl
Hurricane Jean claims - Vero Beach, Fl
Hurricane Rita claims - Beaumont, TX
Hurricane Wilma claims - Ft. Lauderdale, FL
Hurricane Katrina claims - Ft. Lauderdale, FL
Hurricane Floyd claims - Maryland & Virginia |
5. FEMA Damage Assessment Experience
Wind, rain, flood Virginia
Wind, rain, flood Chicago, Illinois
Wind, rain, flood Reno, Carson City, Gardnerville, NV
COMPANIES OWNED AND OPERATED
(descending order)
CSI - Construction Scene Investigation - Encinitas, CA
Expert Witness/Construction Consultant for insured
E-FIGHT (Elwyn - Forensic Investigations Get Honest Truth) - Encinitas, CA.
Nationwide Expert Witness/Construction Consultant for insured
Elwyn Consulting - Encinitas, CA
Expert Witness/Construction Consultant - numerous insurance companies
CAE Construction - Truckee, CA
Design and construct custom homes Lake Tahoe Area
K Construction - San Diego & Homewood, CA
Commercial Tenant Improvements - SD
Design and construct custom homes -Lake Tahoe Area
CAE Designs - New York, NY
Commercial construction services
Freightways International Trucking Services JFK International Airport, NY
Local air freight PU&D services |
CERTIFICATION AND LICENSES
CA Department of Insurance: Insurance Adjuster #2C37477
CA Contractors State License Board: General B Contractors License #516844
CA Department of Real Estate: Salesperson #01438504
MI Department of Commerce: Insurance License #149363955
City of Encinitas Business License #19834
FEMA Certified Field Inspector
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EMPLOYMENT HISTORY
Present |
CSI - Construction Scene Investigation - nationwide |
2005 - 2006 |
Owner, E-FIGHT - Encinitas, CA |
1994 - 2005 |
Independent consultant affiliated with ACS, Inc. -
Temecula, CA |
1998
- Present
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Owner, Elwyn Consulting - Encinitas, CA |
1986 - 1987
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Project Manager/Superintendent,
Whitaker Construction - San Diego, CA |
1981 - 1986 |
Construction Superintendent, Melhorn
Construction - San Diego, CA |
1978 - 1981 |
Foreman, E.W. Hahn - Southern California |
1977 - 1978
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Foreman, Bester Corporation - Riverside, CA |
1968 - 1976
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Owner, CAE Designs - New York, NY |
1974 - 1976 |
National Trucking Advisor, Air Express
International - JFK International Airport, NY |
1968 - 1974 |
Air Freight Terminal Manager, Emery Air Freight JFK, NY |
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