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GENERAL OVERVIEW
Charles (Chuck) Elwyn was born in New Jersey in 1948 and was raised in a family-owned construction business with his father (C.A. Elwyn & Son). He was considered a journeyman in construction at the age of 17. Since moving to San Diego in 1976, he has continued to work in the construction industry not only as a foreman and superintendent, but as a hands-on licensed contractor completing hundreds of millions of dollars worth of new and remodeling commercial and residential projects. He worked on projects ranging from mid-rise office buildings (including subterranean parking) to design and construction of custom homes in Lake Tahoe.
Accumulating over 30 years of professional experience in general construction he has acquired knowledge in estimating both design and conceptual projects, expert contract negotiation and management (both with clients and subcontractors) and effective pre-construction management including marketing, project proposals, and project development. Commercial experience includes new banks, shopping malls, mid-rise office buildings, parking structures (both above ground and subterranean), manufacturing plants, churches, restaurants, tenant improvements, Cal State Opera House, and 18 Vons supermarket remodels and additions. Residential projects include: design and construction of numerous new custom homes, mid-rise condominiums and remodels. He has also developed expertise in alpine construction and vertical terrain projects.
Operating as an independent Forensic Construction Consultant for the major insurance companies Chuck Elwyn has provided a wide range of damage assessment/construction consulting/expert witness services for commercial and residential properties involving claims for all perils, catastrophe losses and construction defects since 1994. Damage assessment experience includes (but is not limited to) claims resulting from fire, water, flood, tornadoes, hurricanes, mold, earthquake, construction defects and vehicle-related property damage.
He has also completed well over a thousand insurance claims as a licensed adjuster for insurance companies nationwide over the past 14 years. Technical support regarding construction-related issues has been available to regional and national insurance adjusters throughout the adjustment process. This analysis occasionally included business interruption, co-insurance and construction management.
Most recently, Chuck has
used his construction knowledge, forensic abilities and reporting methodologies
to recover several million dollars worth of denied damages for New Orleans
Hurricane Katrina policyholders.
Mr. Elwyn has been successfully mediating between insurance companies and the
policy holders, general contractors and sub-contractors, contractors and
homeowners throughout his career as a construction professional, contractor,
construction consultant and as an adjuster.
Additionally, as an ambassador for the plaintiff, Mr. Elwyn has also provided, (through his company CSI) consulting and analysis services to obtain fair and equitable compensation for the insured.
As a neutral independent party with extensive construction adjusting and consulting knowledge and experience, Chuck Elwyn can perform litigation support for replacement cost evaluations, construction defects, and bad faith lawsuits by providing accurate, reliable and dependable services nationwide.
Whether representing the plaintiffs or the defendants, the insurance company or the policy holder, he has a reputation of knowledge, honesty, and integrity throughout the construction, insurance and consulting industries.
Learn to do good; seek
justice, rebuke the oppressor;
defend the fatherless, plead for the widow.
Isaiah 1:17 NKJV
EXPERIENCE AND WORK HISTORY
1. Forensic Construction Consulting
For the insurance company: As an independent senior commercial consultant for ACS Inc. Mr. Elwyn (Elwyn Consulting) provided construction cost consulting and analysis services including insurance damage assessment, business interruption and co-insurance evaluations to claims adjusters for major insurance carriers, nationwide. Beginning with the Northridge earthquake and continuing to 2006, various commercial large loss damages throughout the United States were evaluated. For the policyholder:
Hurricane damages to three
supermarkets - New Orleans, LA |
Aetna | Cal Farm |
Chubb | CNA |
Farmers Insurance | Group FEMA |
Firemans Fund | Guide One Mutual |
Prudential Insurance | Safeco |
State Farm | St. Paul |
Travelers | 21st Century |
Universal Underwriters | USF&G |
Zurich |
Some of the larger insurance claims:
Water damages to a 12 story Art Deco Building - Los Angeles, CA Water and mold damages to fitness center - San Diego, CA Fire and water-related damage: 200,000sf office building - Phoenix, AZ Total Fire damage: multi-million dollar residence - Seattle, WA Fallen Sequoia tree damage: large lake-front residence - Lake Tahoe, CA Total fire damages: commercial retail building - Lake Tahoe, CA Wind and hail damage: 13 banks - New Orleans, LA Wind, hail and water damage: 42 private school structures - Metairie, LA Wind, water, hail damage: 35 city-owned buildings - Crowley, LA Tornado damages: large multi-story office building - New Orleans, LA Total fire damage: large bank - Mississippi Severe structural damage (due to Poria mold): large multi-million dollar residences - Santa Monica, CA Total fire damage: large Mexican restaurant - Houston, TX Water, wind, flood and mold damage: 300,000sf shopping mall - Houston, TX Flood and mold damage: 12-story office building - Houston, TX Total fire damage: Texas Land and Cattle restaurant - Dallas, TX Total fire damage: tire manufacturing plant - Tyler, TX Water and mold damage (broken 30 water line servicing cooling towers): 49-story building - Dallas, TX Total fire damage: Jewish Holocaust Museum - El Paso, TX Collision damage: concrete bridge - Marin County, CA Total fire damage: 3 story 48 unit condo - Albuquerque, NM Mold damage: 40-story condo building due to construction defects - Houston, TX Wind and rain damage: retirement home - Little Rock, Arkansas Water & mold damage: large fitness center - San Diego, CA Total fire damages: retail building - Encinitas, CA Fire and smoke damage: strip mall - Oceanside, CA Architectural and structural damage: numerous residences, apartment buildings and condo buildings - Los Angeles, due to Northridge Earthquake, CA Severe fire and smoke damage: large shopping mall - City of Commerce, CA. Wind, water and mold damage: numerous churches - Los Angeles, Riverside and San Bernardino counties, CA Collision damage: NTTA toll booths - TX (Complete list provided upon request) |
Brick | Masonry |
Custom Trim | Metal Frame |
Cabinetry | Monolithic Concrete |
Concrete Forms | Post and Beam Frame |
Concrete | Plumbing |
Drywall | Poured in Place Concrete |
Electrical | Painting |
Excavations | Slab on Grade Concrete |
Foundations (Commercial and Residential) | Steel Frame Constructions |
Glazed Buildings | Stucco Exteriors |
Granite and Tile | Structural/Retaining Wall |
Heavy Equipment | Lightweight Concrete |
Suspended Radius Concrete | Tilt up |
Roofing: wood, tile, metal, composition | Post tension concrete |
Siding: wood, vinyl, metal, concrete | Wood flooring |
Wood framing |
Diverse Commercial and Residential Construction Projects:
New banks | Shopping malls |
Mid-rise office building | Multi story condo building |
Manufacturing plant | Cal State Opera House |
Numerous new and remodel residences | Church |
Design and construct custom homes | Restaurant |
18 (Vons) supermarket remodels & additions | Parking structures (both above ground & subterranean) |
Claims Consultants Farmers Insurance IMS Catastrophe Liberty Mutual Mobil Homeowner Insurance Mason Claims Safeco Insurance Texas Farm Bureau Wardlaw Claims Zurich Insurance, |
Description and Location of Claims:
Wind, hail and interior water damage - Phoenix, AZ Wind, water, and flooding damage (Hurricane Floyd) - MD, and VA Wind, hail and interior water damage: - Colorado Springs, Denver, CO Flood and wind claims - Colorado Springs, Manitou Springs, CO Wind and Ice damages - IL, MI, and MN Wind and interior water claims - Coeur dAlene, ID Wind and water claims L.A., Riverside, San Diego, CA Wind, water and flood claims - Reno, NV Wind and water claims - Lake Tahoe, CA Flood claims - Grand Forks, ND Wind and hail claims - Minneapolis, MN Wind, hail and lightening claims - Wichita, KS Wind, water & flood claims - Reno, Carson City, Gardnerville, NV Hurricane Charley claims - Vero Beach area, FL Hurricane Fran claims - Vero Beach, Fl Hurricane Jean claims - Vero Beach, Fl Hurricane Rita claims - Beaumont, TX Hurricane Wilma claims - Ft. Lauderdale, FL Hurricane Katrina claims - Ft. Lauderdale, FL Hurricane Floyd claims - Maryland & Virginia |
5. FEMA Damage Assessment Experience
Wind, rain, flood Virginia
Wind, rain, flood Chicago, Illinois
Wind, rain, flood Reno, Carson City, Gardnerville, NV
COMPANIES OWNED AND OPERATED
(descending order)
CSI - Construction Scene Investigation - Encinitas, CA Expert Witness/Construction Consultant for insured E-FIGHT (Elwyn - Forensic Investigations Get Honest Truth) - Encinitas, CA. Nationwide Expert Witness/Construction Consultant for insured Elwyn Consulting - Encinitas, CA Expert Witness/Construction Consultant - numerous insurance companies CAE Construction - Truckee, CA Design and construct custom homes Lake Tahoe Area K Construction - San Diego & Homewood, CA Commercial Tenant Improvements - SD Design and construct custom homes -Lake Tahoe Area CAE Designs - New York, NY Commercial construction services Freightways International Trucking Services JFK International Airport, NY Local air freight PU&D services |
CERTIFICATION AND LICENSES
CA Department of Insurance: Insurance Adjuster #2C37477 CA Contractors State License Board: General B Contractors License #516844 CA Department of Real Estate: Salesperson #01438504 MI Department of Commerce: Insurance License #149363955 City of Encinitas Business License #19834 FEMA Certified Field Inspector |
EMPLOYMENT HISTORY
Present | CSI - Construction Scene Investigation - nationwide |
2005 - 2006 | Owner, E-FIGHT - Encinitas, CA |
1994 - 2005 | Independent consultant affiliated with ACS, Inc. - Temecula, CA |
1998 - Present | Owner, Elwyn Consulting - Encinitas, CA |
1986 - 1987 | Project Manager/Superintendent, Whitaker Construction - San Diego, CA |
1981 - 1986 | Construction Superintendent, Melhorn Construction - San Diego, CA |
1978 - 1981 | Foreman, E.W. Hahn - Southern California |
1977 - 1978 | Foreman, Bester Corporation - Riverside, CA |
1968 - 1976 | Owner, CAE Designs - New York, NY |
1974 - 1976 | National Trucking Advisor, Air Express International - JFK International Airport, NY |
1968 - 1974 | Air Freight Terminal Manager, Emery Air Freight JFK, NY |